The only location in the regional contract that provides an opportunity to specifically describe the financing terms that the buyer has applied for is contained in the deed of trust paragraph which is found at the bottom of the first page of the contract right below price and financing terms typically if the buyer is going to procure a first deed of trust we're going to complete paragraph 3 a and with the buyers applying for first deed of trust we are saying the buyer will obtain a first deed of trust, and you will check this box the next essential provision is what type of financing is a buyer applying for is that by applying for conventional financing FHA financing or VA financing again you need to check off the appropriate box the next important provision is over what period of time is a loan amortized over is it a 15-year loan is it a 30-year loan remember 15-year loans have larger payments 30-year loans have smaller payments also essential is it a fixed rate loan or is an adjustable rate loan all of these boxes must be completed the most significant and most important and most critical box is this one which has to do with the interest rate if you look closer this says bearing interest rate a blank percent per year or market right available market rate available is a pretty open term let's say for example the buyer applies for a loan at four and a half percent and the buyer doesn't lock in the interest rate and then between contract and settlement the rate goes to five and a half percent if the buyer still qualifies at five and a half percent the buyer would be obligated to go forward a five and a...
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How to prepare GCAAR 1301 2024 Form
About GCAAR 1301 2024 Form
GCAAR 1301 2024 Form is a contract form used in real estate transactions in Washington D.C. It is created and used by the Greater Capital Area Association of Realtors (GCAAR). It is used by real estate agents and brokers when they are representing either buyers or sellers in the purchase or sale of a property. This form is used to outline the terms of a real estate transaction and serves as a legally binding document once signed by all parties involved. It includes details such as the purchase price, financing terms, and other important details of the transaction. The GCAAR 1301 2024 Form is primarily used in the Washington D.C. Metro area and is required by all parties involved in the transaction, including the buyer, seller, and real estate agents representing them.
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